The Prepared Buyer - Buyer Pre Closing Tasks

To-dos Before Your Home Closing | Charlotte NC Home Buyers

Moving is always a bit chaotic. With all the things that you have to do, you may easily forget some crucial to-dos. The to-dos before your home closing in this article provides things to add to your list.

Change Utilities

Long prior to closing, call utility companies to schedule the final reading for existing accounts and set up new services. Among these services are electricity, fuel such as gas or oil, cable TV, and telephone services. For usage based utilities, the companies typically read the meter to start or end services. If you forget to start service at your new address, then they might actually terminate the existing connection and charge a fee to return to restart it. Therefore, it is important to call them early to eliminate a lapse in service and additional charges.

Enroll Kids in School

If you have school-aged kids, contact school administrative offices to learn what documentation is necessary for new students. You typically must obtain documentation from the previous school. You might also need copies of medical paperwork and proof of residency. Lastly, Registration may need to be done in person.

Update Automobile Insurance

Notify your auto insurance company of your updated address. Your premium can shift as a result. If you are moving out of state, you will also be required to register your vehicles in the new state and get a new license. Most offer reciprocity and will not mandate a test.

Notify Companies of Change of Address

To ensure that you receive all of your mail, update your address and have your mail forwarded. Mail forwarding is done through the United States Postal Service either online or in-person. It is offered as a temporary solution and thus remains in place for a brief time period. Provide everyone with the changed address including lenders, insurance companies, employers, and friends.

Other To-dos Before Your Home Closing

The above to-dos before your home closing offer just some basic items. There may be more to complete depending on your particular scenario. For example, if you own a business, you must register the business. For help with your home purchase, call Jake Allen at AllenWay Real Estate.